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Chapter

Miscellaneous

  • Ind. Code § 24-4.4-2-101— Short title
  • Ind. Code § 24-4.4-2-201— Duty to provide payoff amount; liability for failure to provide; prepayment penalty prohibited for adjustable rate mortgages; short sales; foreclosed property; no protection from deficiency judgment
  • Ind. Code § 24-4.4-2-202— Federal disclosure requirements; creditor's duty to comply; exempt transactions
  • Ind. Code § 24-4.4-2-301— Violation of state or federal law, regulation, or rule; enforcement
  • Ind. Code § 24-4.4-2-401— License required; registration with NMLSR; licensed mortgage loan originators; loan processor or underwriting activities; applications for licensure; director's authority to contract with NMLSR
  • Ind. Code § 24-4.4-2-402— Applications for licenses; issuance; evidence of compliance; use of NMLSR; denial of application; right to hearing; fees; license not assignable or transferable; tax warrant list
  • Ind. Code § 24-4.4-2-402.1— National criminal history background check; fingerprints; payment of fees or costs; use of NMLSR
  • Ind. Code § 24-4.4-2-402.2— Credit reports; payment of fees or costs; demonstrated financial responsibility; considerations
  • Ind. Code § 24-4.4-2-402.3— Surety bond; requirements; amount; termination; liability; notices
  • Ind. Code § 24-4.4-2-402.4— Use of NMLSR in department's licensing system; reporting of information to NMLSR; confidentiality; director's authority to enter agreements; waiver of privilege; processing fee; electronic records
  • Ind. Code § 24-4.4-2-403— License renewal; revocation or suspension of license not renewed; reinstatement or appeal; correcting amendments
  • Ind. Code § 24-4.4-2-404— Suspension or revocation of license as creditor; order to show cause; order of suspension or revocation; relinquishment of license; preexisting contracts; emergency order for revocation
  • Ind. Code § 24-4.4-2-404.1— Violations by individuals; persons convicted of felonies; civil penalties; creditor's duty to notify department of discharge or termination
  • Ind. Code § 24-4.4-2-404.2— Director's notice of intent to issue order; contents; hearing; final order; suspension or prohibition pending final order; official record
  • Ind. Code § 24-4.4-2-404.3— Consent agreement; notice of charges not required
  • Ind. Code § 24-4.4-2-404.4— Final order; penalties; time for issuance; consent presumed upon failure to appear
  • Ind. Code § 24-4.4-2-404.5— Final order; effective date; authority of department or court to stay, modify, or vacate
  • Ind. Code § 24-4.4-2-404.6— Factors for determining amount of civil penalty; indemnification by creditor prohibited; deposit of civil penalties in financial institutions fund
  • Ind. Code § 24-4.4-2-404.7— Authority of director to enforce orders, agreements, or conditions in court
  • Ind. Code § 24-4.4-2-405— Record keeping; use of unique identifier on forms and documents; use of examination and regulatory software; reports of condition to NMLSR; financial statements; notice to department of certain events or changes
  • Ind. Code § 24-4.4-2-406— Change in control of creditor; application to department; timeframe for department's decision; conditions for approval; creditor's duty to report transfer of securities; director's discretion to require new license
  • Ind. Code § 24-4.4-2-501— Creditor's duty to comply with closing requirements
  • Ind. Code § 24-4.4-2-502— Debtor's right to rescind; accruing interest prohibited during rescission period; disbursement of proceeds
  • Ind. Code § 24-4.4-2-503— Reverse mortgages; pamphlet; counseling required for debtor