Chapter

Credit Sales

Ind. Code § 24-4.5-2-101— Short title
Ind. Code § 24-4.5-2-102— Application
Ind. Code § 24-4.5-2-103— Definitions
Ind. Code § 24-4.5-2-104— Repealed
Ind. Code § 24-4.5-2-105— "Goods"; "merchandise certificate"; "services"; "sale of goods"; "sale of services"; "sale of an interest in land"; "precomputed"
Ind. Code § 24-4.5-2-106— "Consumer lease"
Ind. Code § 24-4.5-2-107— "Seller"
Ind. Code § 24-4.5-2-108— "Revolving charge account"
Ind. Code § 24-4.5-2-109— "Credit service charge"
Ind. Code § 24-4.5-2-110— "Cash price"
Ind. Code § 24-4.5-2-111— "Amount financed"
Ind. Code § 24-4.5-2-201— Credit service charge for consumer credit sales; sales agreements entered into after June 30, 2020; precomputed sales prohibited; nonrefundable prepaid finance charge authorized; revolving charge accounts; subterfuge by seller; applicability of criminal loansharking statute
Ind. Code § 24-4.5-2-202— Permitted additional charges; skip-a-payment services; expedited payment services; GAP agreements
Ind. Code § 24-4.5-2-203— Repealed
Ind. Code § 24-4.5-2-203.5— Delinquency charges
Ind. Code § 24-4.5-2-204— Deferral charges
Ind. Code § 24-4.5-2-205— Credit service charge on refinancing
Ind. Code § 24-4.5-2-206— Credit service charge on consolidation
Ind. Code § 24-4.5-2-207— Repealed
Ind. Code § 24-4.5-2-208— Advances to perform covenants of buyer
Ind. Code § 24-4.5-2-209— Right to prepay without penalty; payoff statement; liability for failure to provide; short sales; foreclosed property; no protection from deficiency judgment
Ind. Code § 24-4.5-2-210— Rebate upon prepayment
Ind. Code § 24-4.5-2-301— Disclosures required by Consumer Credit Protection Act; exempt transactions
Ind. Code § 24-4.5-2-302— Repealed
Ind. Code § 24-4.5-2-303— Repealed
Ind. Code § 24-4.5-2-304— Repealed
Ind. Code § 24-4.5-2-305— Repealed
Ind. Code § 24-4.5-2-306— Repealed
Ind. Code § 24-4.5-2-307— Repealed
Ind. Code § 24-4.5-2-308— Repealed
Ind. Code § 24-4.5-2-309— Repealed
Ind. Code § 24-4.5-2-310— Repealed
Ind. Code § 24-4.5-2-311— Repealed
Ind. Code § 24-4.5-2-312— Repealed
Ind. Code § 24-4.5-2-401— Scope
Ind. Code § 24-4.5-2-402— Use of multiple agreements
Ind. Code § 24-4.5-2-403— Repealed
Ind. Code § 24-4.5-2-404— Repealed
Ind. Code § 24-4.5-2-405— Balloon payments
Ind. Code § 24-4.5-2-406— Restriction on liability in consumer lease
Ind. Code § 24-4.5-2-407— Security interests
Ind. Code § 24-4.5-2-407.5— Leasing of live domestic animals prohibited
Ind. Code § 24-4.5-2-408— Cross-collateral
Ind. Code § 24-4.5-2-409— Debt secured by cross-collateral
Ind. Code § 24-4.5-2-410— No assignment of earnings
Ind. Code § 24-4.5-2-411— Referral sales
Ind. Code § 24-4.5-2-412— Notice of assignment
Ind. Code § 24-4.5-2-413— Attorney's fees
Ind. Code § 24-4.5-2-414— Limitation on default charges
Ind. Code § 24-4.5-2-415— Authorization to confess judgment prohibited
Ind. Code § 24-4.5-2-416— Repealed
Ind. Code § 24-4.5-2-417— Creditor's duty to credit payment as of date of receipt; payments not conforming to requirements; creditor's failure to credit payment
Ind. Code § 24-4.5-2-501— "Home solicitation sale"
Ind. Code § 24-4.5-2-502— Buyer's right to cancel
Ind. Code § 24-4.5-2-503— Repealed
Ind. Code § 24-4.5-2-504— Repealed
Ind. Code § 24-4.5-2-505— Repealed
Ind. Code § 24-4.5-2-601— Sale subject to article by agreement of parties
Ind. Code § 24-4.5-2-602— "Consumer related sale"; credit service charge; annual notice to department not required
Ind. Code § 24-4.5-2-603— Applicability of other provisions to consumer related sales
Ind. Code § 24-4.5-2-604— Limitation on default charges in consumer related sales
Ind. Code § 24-4.5-2-605— Credit service charge for other sales