Chapter
Additional Prohibitions for High Cost Home Loans
- Ind. Code § 24-9-4-0.1— Chapter not applicable to loans made before January 1, 2005
- Ind. Code § 24-9-4-1— Limitations and prohibited practices
- Ind. Code § 24-9-4-2— Points and fees charged in certain refinance transactions; evasive division of home loans prohibited
- Ind. Code § 24-9-4-3— Balloon payments
- Ind. Code § 24-9-4-4— Payment terms; collection of interest due
- Ind. Code § 24-9-4-5— Acceleration after default
- Ind. Code § 24-9-4-6— Consolidated periodic payments paid from loan proceeds
- Ind. Code § 24-9-4-7— Counseling agency contact information
- Ind. Code § 24-9-4-8— Repayment ability; commercially reasonable practices to determine debt to income ratio
- Ind. Code § 24-9-4-9— Payments to home improvement contractors
- Ind. Code § 24-9-4-10— Modification, renewal, extension, amendment, or deferral of loan terms; fees and charges prohibited
- Ind. Code § 24-9-4-11— Notice to borrower
- Ind. Code § 24-9-4-12— High cost home loan agreements; unconscionable and void provisions