Sec. 3. As used in this chapter, "good faith estimate" means a health carrier's reasonable estimate of:
(1) the amount of the cost of a nonemergency health care service that the health carrier will:
(A) pay for; or
(B) reimburse to;
a covered individual; or
(2) the applicable benefit limitations of the nonemergency health care service a covered individual is entitled to receive;
that a health carrier provides upon request to a covered individual for whom a nonemergency health care service has been ordered.