Sec. 9. (a) A written notice provided under section 8(a)(1) or 8(c) of this chapter:
(1) must:
(A) be sufficiently clear; and
(B) use language sufficiently specific;
to enable the insured to identify the basis for the insurer's decision to make the material change;
(2) must include a description of the principal factors most heavily weighed by an insurer in making a material change, listed in no particular order; and
(3) may provide a point of contact through which the insured may discuss the reasons for the material change.
(b) A statement that:
(1) the material change is based on the insurer's internal standards, policies, or models;
(2) the insured failed to achieve a particular score on the insurer's scoring system; or
(3) contains generalized terms, such as "poor credit history", "poor credit rating", or "poor insurance score";
does not meet the requirements set forth in subsection (a).
(c) This section does not require the disclosure of factors that are otherwise disclosed to the insured.