Sec. 2. As used in this chapter, "covered service" means a dental service for which a reimbursement:
(1) is available under a dental plan; or
(2) would be available under a dental plan but for the application of contractual limitations such as:
(A) deductibles;
(B) copayments;
(C) coinsurance;
(D) waiting periods;
(E) annual or lifetime maximums;
(F) frequency limitations;
(G) alternative benefit payments; or
(H) any other limitation;
under the dental plan.