Garage liability policy as owner's only coverage; permittee's coverage primary
Applied in 2 court decisions — leading case McMurray v. Nationwide Mutual Insurance Co. (2007)
Most recently applied in Central Mutual Insurance Company v. Motorists Mutual Insurance Company (December 2014)
As added by P.L.226-1993, SEC.6.
Sec. 10. (a) This section applies if the only motor vehicle insurance coverage provided by the owner of the motor vehicle is under a garage liability policy.
(b) Notwithstanding section 7 of this chapter, any coverage available to the permittee is primary.
(c) Recovery may not be made under the garage liability policy until the limits of all coverage available to the permittee have been exhausted.
Official source: Indiana General Assembly. Reproduced from public-domain Indiana statutes; confirm against the official source for the current text. Not legal advice.