Sec. 0.5. (a) This chapter does not apply to:
(1) an attorney at law authorized to practice in Indiana; or
(2) persons under the supervision and control of an attorney at law authorized to practice in Indiana;
to the extent the attorney's debt management services are incidental to the attorney's practice of law.
(b) This chapter does not apply to a depository financial institution (as defined in IC 28-1-1-6).
(c) This chapter does not apply to a third-party bill paying service with which the customer contracts solely for the customer's convenience of paying routine bills, in an arrangement in which the customer retains full control over all funds deposited. The types of payments made by a bill paying service are exempt from this chapter as long as the company's actions are not an attempt, as determined by the director, to circumvent limitations under this chapter.