Sec. 1. (a) This section does not apply to:
(1) an electric personal assistive mobility device;
(2) an off-road vehicle; or
(3) a snowmobile.
(b) A person may not:
(1) register a motor vehicle; or
(2) operate a motor vehicle on a public highway;
in Indiana if financial responsibility is not in effect with respect to the motor vehicle under section 4 of this chapter, or the person is not otherwise insured in order to operate the motor vehicle.
(c) A person who violates this section is subject to the suspension of the person's current driving privileges or motor vehicle registration, or both, under this article.