Article

Mortgage Business

K.S.A. 9-2201— Definitions
K.S.A. 9-2202— Organizations, entities and individuals exempt from licensure
K.S.A. 9-2203— License required to conduct mortgage business; mortgage business at remote locations, requirements; registration required for a loan originator; penalty; statute of limitations for prosecution
K.S.A. 9-2204— Application for license for mortgage company; application for registration for loan originator; content; incomplete application
K.S.A. 9-2205— License or registration; renewal; fees, late fees, uses
K.S.A. 9-2206— Application denied; application abandoned; appeal
K.S.A. 9-2207— Denial, suspension or revocation of license or registration; notice; disciplinary proceedings
K.S.A. 9-2208— Availability of evidence of licensure; providing notice of certain information to consumer; contents; advertising or solicitation disclosures
K.S.A. 9-2209— Powers and duties of state bank commissioner; orders to appear before commissioner; other remedies available to consumers
K.S.A. 9-2210— Fees; disposition
K.S.A. 9-2211— Bonding requirements; positive net worth requirements
K.S.A. 9-2212— Prohibited acts for persons licensed or registered under act
K.S.A. 9-2213— Time limit for deposit of escrow funds; records required
K.S.A. 9-2214— Ownership of documents
K.S.A. 9-2215— Change in licensee's business; notice
K.S.A. 9-2216— Retention of records; time period; inspection of records; security of records; preservation of records
K.S.A. 9-2216a— Annual written report; penalty; consumer education fund; confidentiality of information in such report
K.S.A. 9-2217— Confidentiality of examination reports; exceptions
K.S.A. 9-2218— Cease and desist orders; civil fines
K.S.A. 9-2219— Injunction
K.S.A. 9-2220— Citation of act; severability clause
K.S.A. 9-2221— Computation of any period of time under act
K.S.A. 9-2222— Electronic writings or signatures authorized
K.S.A. 9-2223— Applicability of provisions to covered transactions
K.S.A. 9-2224— Restrictions on interest in land as security; violation
K.S.A. 9-2225— Waiver or agreement to forego rights; settlement of claims; authorization to confess judgment prohibited; authorization in violation of section is void
K.S.A. 9-2226— Effect of violations on rights of parties; cause of action by consumer; correction of error by mortgage company; reimbursement of fees and costs
K.S.A. 9-2227— Right to prepay unpaid balance of covered transaction
K.S.A. 9-2228— Limitation on periodic finance charge for covered transactions and prepaid finance charges
K.S.A. 9-2229— Additional charges allowed
K.S.A. 9-2230— Late fees authorized; limitation
K.S.A. 9-2231— Loans secured by mortgages on consumer's principal residence; negative amortization and balloon payments prohibited
K.S.A. 9-2232— Appraisals required; notice to consumer of high loan-to-value mortgage; refund of certain fees after consumer withdrawals from covered transaction
K.S.A. 9-2233— Enforcement of default provision in agreement
K.S.A. 9-2234— Cure of default and notice of right to cure; surrender of collateral by consumer; possession of collateral by mortgage company