Each June, the commissioner shall make a report to the Governor setting forth:
(1) A summary of the condition of every bank or trust company organized and doing business under the laws of this state, subject to examination and inspection under this subtitle, and such other information relating to such banks and trust companies, as, in the commissioner's judgment, may be useful;
(2) A statement of every bank or trust company whose business has been closed during the year, that has failed or voluntarily retired during the year;
(3) The name of banks or trust companies placed in the commissioner's hands in process of liquidation, and the amount of dividends paid thereon;
(4) Any proposed amendment of the laws relating to banks and trust companies, by which the system, in the commissioner's judgment, may be improved, and by which the security of creditors, depositors, and stockholders may be increased.