KRS 304.13-011 to 304.13-161 apply to all types of insurance written on risks in this state by any insurer authorized under this chapter to do business in this state, except:
(1) Life insurance;
(2) Annuities;
(3) Wet marine and transportation insurance;
(4) Accident and health insurance;
(5) Reinsurance;
(6) Assessment or cooperative companies operating under the provisions of KRS Chapter 299;
(7) Individual and group workers' compensation self-insurers;
(8) Title insurance; and (9) Liability self-insurance groups.