(1) No health benefit plan shall deny coverage, refuse to issue or renew, cancel or otherwise terminate, restrict, or exclude any person from any health benefit plan issued or renewed on or after July 15, 1998, on the basis of the applicant's or insured's status as a victim of domestic violence and abuse as defined in KRS 403.720.
(2) No health benefit plan shall deny a claim on the basis of the insured's status as a victim of domestic violence.
(3) Domestic violence shall not be considered to be a preexisting condition.