No insurance contract insuring against loss or damage through legal liability for the bodily injury or death by accident of any individual, or for damage to the property of any person, shall be retroactively annulled by any agreement between the insurer and insured after the occurrence of any such injury, death, or damage for which the insured may be liable, and any such annulment attempted shall be void.
KRS 304.20-030
Retroactive annulment of liability policies prohibited
Applied in 3 court decisions — leading case State Farm Mutual Automobile Insurance Co. v. Crouch (1986)
Most recently applied in Progressive Northern Insurance Co. v. Corder (April 2000)
Effective: June 18, 1970 History: Created 1970 Ky
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Kentucky General Assembly. Reproduced from public-domain Kentucky statutes; confirm against the official source for the current text. Not legal advice.