In an automobile liability insurance policy, the insurer and the named insured may agree to exclude any member of the household not a spouse or dependent from coverage as the operator of an insured vehicle. The names of persons excluded shall be set forth in the policy or in an endorsement that is signed by both parties.
KRS 304.39-045
Exclusion from coverage as operator by agreement
Applied in 3 court decisions — leading case Kentucky Insurance Guaranty Ass'n v. Jeffers Ex Rel. Jeffers (2000)
Most recently applied in Gov't Emps. Ins. Co. v. Sanders (November 2018)
Effective: July 13, 1990 History: Created 1990 Ky
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Kentucky General Assembly. Reproduced from public-domain Kentucky statutes; confirm against the official source for the current text. Not legal advice.