(1) A debtor, any secondary obligor, or any other secured party or lienholder may redeem collateral.
(2) To redeem collateral, a person shall tender:
(a) Fulfillment of all obligations secured by the collateral; and (b) The reasonable expenses and attorney's fees described in KRS 355.9- 615(1)(a).
(3) A redemption may occur at any time before a secured party:
(a) Has collected collateral under KRS 355.9-607;
(b) Has disposed of collateral or entered into a contract for its disposition under KRS 355.9-610; or (c) Has accepted collateral in full or partial satisfaction of the obligation it secures under KRS 355.9-622.