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Kentucky Chapter 360 — Interest and Usury

28 sections hosted, reproduced from the official public-domain source.

  • KRS 360.010— Legal interest rate -- Agreement for higher rate -- Contract or obligation -- Interest after default -- Minimum charge for negotiated bank loan
  • KRS 360.020— Civil penalty for charging excessive interest -- Partial payment applied first to interest
  • KRS 360.022— Other laws not affected by KRS 360.010, 360.020, or 360.990
  • KRS 360.025— Excess rate of interest prohibited as defense of corporation
  • KRS 360.027— Excess rate of interest prohibited as defense of limited partnership, limited liability company, or business or statutory trust
  • KRS 360.030— Premiums on insurance to secure loan not considered as interest
  • KRS 360.040— Interest on judgments
  • KRS 360.050— Presumption as to interest on foreign debt or judgment
  • KRS 360.060— Interest on holdbacks or reserves by persons financing loans on personal property -- Reports to dealers
  • KRS 360.070— Rates of exchange for commercial paper, how fixed
  • KRS 360.080— Rates of exchange to be transmitted to Governor
  • KRS 360.100— Predatory lending -- Definitions -- Limitations on high-cost home loans -- Conditions -- Penalties
  • KRS 360.150— Manufactured home financing
  • KRS 360.210— Repealed, 2000
  • KRS 360.212— Repealed, 2000
  • KRS 360.215— Repealed, 2000
  • KRS 360.220— Repealed, 2000
  • KRS 360.225— Repealed, 2000
  • KRS 360.230— Repealed, 2000
  • KRS 360.235— Repealed, 2000
  • KRS 360.240— Repealed, 2000
  • KRS 360.245— Repealed, 2000
  • KRS 360.250— Repealed, 2000
  • KRS 360.255— Repealed, 2000
  • KRS 360.260— Repealed, 2000
  • KRS 360.265— Repealed, 2000
  • KRS 360.990— Penalties
  • KRS 360.991— Repealed, 2000