The department shall promulgate rules in accordance with the Administrative Procedure Act, which shall include but not be limited to:
(1) Hardship provisions.
(2) Annual renewals of eligibility for the program.
(3) Reenrollment, grace period, notice requirements, and hearing procedures.
(4) Determining the availability and affordability of private or employer-sponsored health insurance, with consideration of such factors as the percentage of income needed to purchase individual or family health insurance, the availability of employer subsidies, and other relevant factors.