(a) A loan to a social equity licensee qualifies under the Program if the loan:
(1) satisfies the lending criteria of the lender; and
(2) does not exceed:
(i) for a dispensary, $500,000; or
(ii) for a grower or processor, $1,000,000.
(b) A loan that qualifies under subsection (a) of this section may be short or long term, have fixed or variable rates, and be secured or unsecured.