A lender may not refinance a loan more often than:
(1) Once during any twelve-month period of the loan; and
(2) Twice during any five-year period of the loan.
Md. Code Ann., Com. Law § 12-408
Known as the Maryland Secondary Mortgage Loan Law
The act spans §§ 12–12 (20 sections).
Official source: Maryland General Assembly. Reproduced from public-domain Maryland statutes; confirm against the official source for the current text. Not legal advice.