Except as required to qualify for insurance or guaranty by the federal government, a residential mortgage loan may not be assigned to or assumed by a person not qualified under the appropriate Administration program if the residential mortgage loan is:
(1) a new loan that the Administration purchases or in which the Administration purchases an interest;
(2) a loan made with the proceeds of purchase by the Administration of a residential mortgage; or
(3) a loan made with the proceeds of a loan from the Administration to a mortgage lender.