To apply for a loan under this subtitle, an applicant shall submit:
(1) a completed application in a form that the Department requires;
(2) a copy of the applicant’s latest State income tax return or other available verification of income, unless the application is for a loan under § 4-804(1)(i) or (2) of this subtitle; and
(3) any other information or documentation that the Department considers necessary to make a determination on the loan.