(a) This section does not apply to:
(1) acceptance of service of process;
(2) surplus lines insurance;
(3) a transaction for which a certificate of authority is not required under § 4-101(b) of this title;
(4) reinsurance, as authorized under Title 5, Subtitle 9 of this article;
(5) an adjuster while providing services with respect to a claim under a policy lawfully solicited, issued, and delivered outside of the State; or
(6) the professional services of an attorney at law.
(b) With respect to a subject of insurance resident, located, or to be performed in the State, a person may not in the State directly or indirectly act as an insurance producer for, or otherwise represent or help on behalf of another, an unauthorized insurer to:
(1) solicit, negotiate, or effect insurance or an annuity contract;
(2) inspect risks;
(3) fix rates;
(4) investigate or adjust losses;
(5) collect premiums; or
(6) transact insurance business in any other manner.