1. Definition. As used in this section, "tie-in sales" means the practice of tying the sale of one product to another.
2. Prohibited tie-in sales. In the purchase of insurance, tie-in sales are an unfair trade practice when:
A. The consumer is required to place additional coverage with an insurer not of the consumer's choice in order to obtain a desired coverage; and
B. The consumer's alternative opportunities to purchase the desired coverage are severely limited or nonexistent.
3. Penalties. An insurance contract sold in violation of the provisions of this section is voidable at the option of the consumer. Violations of this section are enforceable through section 12‑A.