An employee or representative of a travel retailer who is not licensed as an insurance producer may not:
1. Technical terms. Evaluate or interpret the technical terms, benefits and conditions of the offered travel insurance coverage;
2. Advice. Evaluate or provide advice concerning a prospective purchaser's existing insurance coverage; or
3. Purport to be licensed. Purport to be a licensed insurer, licensed producer or insurance expert or represent that the travel retailer is so licensed or has insurance expertise.