A person may not possess, use, store or transport explosives without a permit. The commissioner shall issue a permit to an applicant who:
1. Application. Completes an application form furnished by the commissioner;
2. Financial responsibility. Includes proof in the application that the applicant maintains financial responsibility in the form of liability insurance or a surety bond as follows:
A. To obtain a permit with endorsements to possess, use or store explosives, a person must maintain financial responsibility in the form of liability insurance in an amount not less than $500,000; and
B. To obtain a permit with an endorsement for intrastate transportation of explosives, a person must comply with the requirements in rules adopted pursuant to section 2103‑A or 2110, as applicable;
3. Examination. Passes a written examination administered by the Department of Public Safety;
4. Citizenship. Is a citizen or resident alien of the United States; and
5. Character. Demonstrates good moral character and has not been convicted of a crime punishable by a maximum term of imprisonment equal to or exceeding one year. The determination of good moral character must be made in writing by the commissioner, based upon evidence recorded by a governmental entity. The commissioner shall consider matters recorded within the previous 5 years, including, but not limited to, the following:
A. Records of incidents of abuse of family or household members by the applicant provided pursuant to Title 19‑A, section 4114, subsection 1;
B. Records provided by the Department of Health and Human Services regarding the failure of the applicant to meet child or family support obligations;
C. Records of 3 or more convictions of the applicant for Class D or E crimes;
D. Records of 3 or more civil violations by the applicant; and
E. Records that the applicant has engaged in recklessness or negligence that endangered the safety of others.