1. Basis to refuse. A notarial officer may refuse to perform a notarial act if the officer is not satisfied that:
A. The individual executing the record is competent or has the capacity to execute the record; or
B. The individual's signature is knowingly and voluntarily made.
2. Refusal permitted unless otherwise required. A notarial officer may refuse to perform a notarial act unless refusal is prohibited by a law other than this chapter.