Sec. 2122. (1) An insurer or agent, upon making a declination of insurance, shall inform the applicant of each specific reason for the declination. If the application or request for coverage was made in writing, the insurer or agent shall provide the explanation of reasons in writing. If the application or request for coverage was made orally, the insurer or agent may provide the applicant with an oral explanation instead of a written explanation, and shall offer to provide a written explanation if the applicant requests a written explanation within 90 days. (2) A refusal, by an insurer or agent, to provide upon request an application form or other means of making an application or request for coverage shall be considered a declination subject to this section.
Mich. Comp. Laws § 500.2122
Declination of insurance; explanation of reasons; refusal of application form as declination
Applied in 4 court decisions — leading case Amerisure Mutual Insurance v. Carey Transportation, Inc. (2008)
Most recently applied in 311 Mich. App. 41 - Beckett-Buffum Agency, Inc. v. Allied Property & Casualty Insurance (June 2015)
Add. 1979, Act 145, Eff
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Michigan Legislature. Reproduced from public-domain Michigan statutes; confirm against the official source for the current text. Not legal advice.