Sec. 3105. (1) Under personal protection insurance an insurer is liable to pay benefits for accidental bodily injury arising out of the ownership, operation, maintenance or use of a motor vehicle as a motor vehicle, subject to the provisions of this chapter. (2) Personal protection insurance benefits are due under this chapter without regard to fault. (3) Bodily injury includes death resulting therefrom and damage to or loss of a person's prosthetic devices in connection with the injury. (4) Bodily injury is accidental as to a person claiming personal protection insurance benefits unless suffered intentionally by the injured person or caused intentionally by the claimant. Even though a person knows that bodily injury is substantially certain to be caused by his act or omission, he does not cause or suffer injury intentionally if he acts or refrains from acting for the purpose of averting injury to property or to any person including himself.
Mich. Comp. Laws § 500.3105
Insurer liable for personal protection benefits without regard to fault; “bodily injury” and “accidental bodily injury” defined
Applied in 289 court decisions — leading case Shavers v. Attorney General (1978)
Most recently applied in 2022 IL App (3d) 210420 - West Coast Servicing, Inc v. Richards (June 2022)
Add. 1972, Act 294, Eff
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Michigan Legislature. Reproduced from public-domain Michigan statutes; confirm against the official source for the current text. Not legal advice.