Sec. 3131. (1) Residual liability insurance shall cover bodily injury and property damage which occurs within the United States, its territories and possessions, or in Canada. This insurance shall afford coverage equivalent to that required as evidence of automobile liability insurance under the financial responsibility laws of the place in which the injury or damage occurs. In this state this insurance shall afford coverage for automobile liability retained by section 3135. (2) This section shall not require coverage in this state other than that required by section 3009(1). This section shall apply to all insurance contracts in force as of October 1, 1973, or entered into after that date.
Mich. Comp. Laws § 500.3131
Residual liability insurance; coverage
Applied in 42 court decisions — leading case 95 Mich. App. 213 - Detroit Automobile Inter-Insurance Exchange v. Higginbotham (1980)
Most recently applied in State Farm Mutual Automobile Insurance Co. v. Michigan Municipal Risk Management Authority (August 2016)
Add. 1972, Act 294, Eff
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Michigan Legislature. Reproduced from public-domain Michigan statutes; confirm against the official source for the current text. Not legal advice.