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Mich. Comp. Laws § 500.3711

Small employer carrier; guaranteed renewal; exceptions; modification

Applied in 3 court decisions — leading case Priority Health v. Commissioner of the Office of Financial & Insurance Services (2011)

Most recently applied in Priority Health v. Commissioner of the Office of Financial & Insurance Services (May 2011)

Add. 2003, Act 88, Eff

How often courts cite this section

20092010201110
citing decisions per year

Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.

Sec. 3711. (1) Except as otherwise provided in this section, a small employer carrier that offers health coverage in the small employer group market in connection with a health benefit plan shall renew or continue in force the plan at the option of the small employer. (2) Guaranteed renewal under subsection (1) is not required in any of the following circumstances: (a) There is fraud or intentional misrepresentation by the small employer. (b) For coverage of an insured individual, there is fraud or misrepresentation by the insured individual or the individual's representative. (c) Lack of payment. (d) Noncompliance with minimum contribution requirements. (e) Noncompliance with minimum participation requirements. (f) The small employer carrier no longer offers that particular type of coverage in the market. (g) The small employer moves outside the geographic area. (3) A small employer carrier that offers health coverage in the small employer group market may modify a health benefit plan if the modification is consistent with state law and effective on a uniform basis among all small employers with coverage under the health benefit plan.

Official source: Michigan Legislature. Reproduced from public-domain Michigan statutes; confirm against the official source for the current text. Not legal advice.