Mich. Comp. Laws § 500.4424

Sec. 4424. Group life insurance offered to a resident of this state under a group life insurance policy issued to a group other than a group described in sections 4404 to 4420 is subject to all of the following: (a) A group life insurance policy shall not be issued in this state unless the director of the department of insurance and financial services finds all of the following: (i) The issuance of the group policy is not contrary to the best interest of the public. (ii) The issuance of the group policy would result in economies of acquisition and administration. (iii) The benefits of the group policy are reasonable in relation to the premiums charged. (b) The premium for the policy is paid from the policy holder's funds, the funds contributed by the covered persons, or both. (c) An insurer may exclude or limit the coverage on an individual as to whom evidence of individual insurability is not satisfactory to the insurer.