Chapter
LONG-TERM CARE INSURANCE
- Mich. Comp. Laws § 500.3901— Long-term care insurance; definitions
- Mich. Comp. Laws § 500.3901a— Long-term care insurance policies; discrimination against living donors; prohibition; definitions
- Mich. Comp. Laws § 500.3902— Offer of long-term care coverage by subsidiary of health care corporation
- Mich. Comp. Laws § 500.3903— Group long-term care insurance; coverage offered to groups described in MCL 500.3901(c)(iv) and 500.3901(c)(iii)
- Mich. Comp. Laws § 500.3905— Long-term care coverage; requirements; certain coverages requiring care recommendations
- Mich. Comp. Laws § 500.3906— Designation of person to receive notice of termination; reinstatement of coverage; effective date of section
- Mich. Comp. Laws § 500.3907— Individual long-term care policy; guaranteed renewable provision; conversion; new limitation period; intermediate care facility or skilled nursing facility; home care services
- Mich. Comp. Laws § 500.3908— Long-term care partnership program policy; conversion or replacement
- Mich. Comp. Laws § 500.3909— Option to purchase inflation protection; summary of coverage; applicability of section
- Mich. Comp. Laws § 500.3910— Option of purchasing policy or certificate including nonforfeiture benefits; offer
- Mich. Comp. Laws § 500.3910a— Nonforfeiture benefits; coverage elements, eligibility, benefit triggers, and benefit length; contingent benefit; premium increase; notification; duties of insurer; limitation on maximum benefits; effective date of section; premiums subject to loss ratio requirements; conditions for offering nonforfeiture benefit
- Mich. Comp. Laws § 500.3910b— Reduction options; applicability of section to long-term care policies and certificates issued on or after June 1, 2007
- Mich. Comp. Laws § 500.3911— Preexisting condition; limitation period; definition
- Mich. Comp. Laws § 500.3913— Home health care benefits
- Mich. Comp. Laws § 500.3915— Certain conditions prohibited
- Mich. Comp. Laws § 500.3917— Replacement policy; waiver of time periods applicable to preexisting conditions and probationary periods
- Mich. Comp. Laws § 500.3919— Institutionalization; extension of benefits; limitations
- Mich. Comp. Laws § 500.3921— Application; questions relating to health condition; delivery; record of policy rescissions; annual report to commissioner
- Mich. Comp. Laws § 500.3923— Riders or endorsements; certain changes in benefits or premiums; definition, explanation, description, and labeling of certain terms
- Mich. Comp. Laws § 500.3925— Applicability of section to long-term care policy or certificate issued on or after June 1, 2007; information to be provided on forms; acknowledgment of disclosure; notice of premium rate schedule increase; personal worksheet; availability of free and independent insurance purchasing and public benefits counseling
- Mich. Comp. Laws § 500.3926— Applicability of section to long-term care policy or certificate issued on or after June 1, 2007; information to be provided to commissioner; premium rate schedule; statement; request by commissioner for actuarial demonstration; additional information
- Mich. Comp. Laws § 500.3926a— Applicability of section to long-term care policy or certificate issued on or after June 1, 2007; notice of pending premium rate schedule increase; requirements; review and approval by commissioner; eligibility for contingent benefit upon lapse; applicability of subsections to certain policies or certificates; exceptional increases; definitions
- Mich. Comp. Laws § 500.3927— Reasonableness of benefits relative to premiums; expected loss ratio; evaluation of factors; applicability of section
- Mich. Comp. Laws § 500.3928— Fixed indivisible premium life insurance policy funding long-term care benefits by accelerating death benefit; reasonableness of benefits relative to premiums; provisions
- Mich. Comp. Laws § 500.3929— Increasing premiums prohibited; conditions
- Mich. Comp. Laws § 500.3930— Acceleration of benefits under group or individual life policies or riders; determination of policy reserves
- Mich. Comp. Laws § 500.3931— Rules
- Mich. Comp. Laws § 500.3933— Summary of coverage
- Mich. Comp. Laws § 500.3935— Statement relating to request for additional information
- Mich. Comp. Laws § 500.3937— Shopper's guide; format; providing to applicants; exception
- Mich. Comp. Laws § 500.3939— Application; questions relating to other policies in force or use as replacement; agent's list of other policies sold; notice to applicant and existing insurer; appropriateness of recommended purchase or replacement
- Mich. Comp. Laws § 500.3941— Advertising; filing copy with commissioner
- Mich. Comp. Laws § 500.3941a— Inapplicability of section to life insurance policies or riders containing accelerated benefits; development of suitability standards
- Mich. Comp. Laws § 500.3942— Marketing; duties of insurer; use of "level premium" or "noncancelable" prohibited; exception
- Mich. Comp. Laws § 500.3942a— Reporting requirements; agent activities; preparation of report
- Mich. Comp. Laws § 500.3943— Right to return policy; notice; “direct response solicitation” defined
- Mich. Comp. Laws § 500.3945— Violation; penalty
- Mich. Comp. Laws § 500.3949— Life and long-term care benefits; marketing; compliance
- Mich. Comp. Laws § 500.3951— Policy summary; compliance with MCL 500.3933; additional provisions; monthly report
- Mich. Comp. Laws § 500.3953— Disclosure statement
- Mich. Comp. Laws § 500.3955— Compliance with chapter and applicable laws