Chapter

LIFE INSURANCE POLICIES AND ANNUITY CONTRACT (OTHER THAN INDUSTRIAL OR GROUP)

Mich. Comp. Laws § 500.4000— Scope of chapter
Mich. Comp. Laws § 500.4001— Universal life insurance; definitions
Mich. Comp. Laws § 500.4002— Life insurance policies; discrimination against living donors; prohibition; definitions
Mich. Comp. Laws § 500.4004— Entire contract
Mich. Comp. Laws § 500.4008— Life insurance; provisions required; single premium policies
Mich. Comp. Laws § 500.4010— Premiums; payment; provision required
Mich. Comp. Laws § 500.4012— Life insurance policy; provision required
Mich. Comp. Laws § 500.4014— Entire contract; incontestability; exceptions
Mich. Comp. Laws § 500.4015— Policy of life insurance; mandatory notice as to cancellation of policy and refund of premium
Mich. Comp. Laws § 500.4016— Statements considered representations; provision required; electronic application; endorsement
Mich. Comp. Laws § 500.4018— Misstatement of age or sex; provisions required
Mich. Comp. Laws § 500.4020— Participation in surplus; provision required
Mich. Comp. Laws § 500.4022— Policy loans generally
Mich. Comp. Laws § 500.4023— Policy loans; interest rates; notice; information; policy not to terminate as sole result of change in interest rate; applicability of section to insurance or annuity contract
Mich. Comp. Laws § 500.4024— Nonforfeiture benefits; cash surrender values; provision required
Mich. Comp. Laws § 500.4026— Table of loan values and options; provision required
Mich. Comp. Laws § 500.4028— Default in premium payments; reinstatement; provision required
Mich. Comp. Laws § 500.4030— Settlement of claim upon death of insured; provision required
Mich. Comp. Laws § 500.4032— Table of installments; provision required
Mich. Comp. Laws § 500.4036— Title required
Mich. Comp. Laws § 500.4037— Universal life insurance policy; provisions required
Mich. Comp. Laws § 500.4038— “Policy cost factors” defined; initial disclosure; statement of policy information; delivery; extension of free-look period; furnishing statement at time of policy delivery
Mich. Comp. Laws § 500.4040— Safeguard against lapse; special surrender value; optional provisions; supplemental contract
Mich. Comp. Laws § 500.4042— Liability limitation; aviation, military or naval service
Mich. Comp. Laws § 500.4046— Provisions prohibited; forfeiture of policy for failure to repay loan; limitation of actions; predating policy; settlement at maturity for less than full value
Mich. Comp. Laws § 500.4047— Profit sharing, charter or founders and coupon policies; definitions; prohibitions, violations
Mich. Comp. Laws § 500.4048— Provisions required by laws of other states or counties
Mich. Comp. Laws § 500.4052— Preliminary term insurance on old policies; reserve
Mich. Comp. Laws § 500.4054— Proceeds of policy; exemption from creditors
Mich. Comp. Laws § 500.4058— Nonforfeiture benefits on old policies
Mich. Comp. Laws § 500.4060— Standard nonforfeiture law for life insurance
Mich. Comp. Laws § 500.4061— Flexible premium universal life insurance policies; provisions applicable to minimum cash surrender values; minimum paid-up nonforfeiture benefits
Mich. Comp. Laws § 500.4062— Loan value; deferment
Mich. Comp. Laws § 500.4064— Loan indebtedness; right to compound interest
Mich. Comp. Laws § 500.4070— Insurance and annuities on same life; automatic conversion of deferred annuity into paid-up annuity
Mich. Comp. Laws § 500.4072— Standard nonforfeiture law for individual deferred annuities
Mich. Comp. Laws § 500.4073— Annuity policy or contract; notice of right to cancel and receive refund; effect of returning policy or contract; variable annuity contract; exceptions