Subdivision 1. Adult operators.
An adult operator may not operate a motorboat, including a personal watercraft, unless:
(1) the adult operator possesses a valid watercraft operator's permit;
(2) the adult operator is an exempt operator; or
(3) an accompanying operator is in the motorboat.
Subd. 2. Young operators.
(a) A young operator may not operate a personal watercraft or any motorboat powered by a motor with a factory rating of more than 75 horsepower.
(b) A young operator may operate a motorboat that is not a personal watercraft and that is powered by a motor with a factory rating of less than 75 horsepower if an accompanying operator is in the motorboat.
Subd. 3. Accompanying operators.
For purposes of this section and section 169A.20 , an accompanying operator, as well as the actual operator, is operating and is in physical control of a motorboat.
Subd. 4. Owners may not allow unlawful use.
An owner or other person in lawful control of a motorboat may not allow the motorboat to be operated contrary to this section.
Subd. 5. Exception for low-powered motorboats.
Notwithstanding the other provisions of this section, a person of any age may operate a motorboat that is not a personal watercraft that is powered by a motor with a factory rating of 25 horsepower or less without possessing a valid watercraft operator's permit and without an accompanying operator in the motorboat.