No misrepresentation made in obtaining or securing a policy of insurance on the life or lives of any person or persons, citizens of this state, shall be deemed material, or render the policy void, unless the matter misrepresented shall have actually contributed to the contingency or event on which the policy is to become due and payable, and whether it so contributed in any case shall be a question for the jury.
Mo. Rev. Stat. § 376.580
Misrepresentation
Known as the Standard Valuation Law
The act spans §§ 376–376 (408 sections).
Applied in 6 court decisions — leading case Southern Farm Bureau Life Insurance v. Cowger (1988)
Most recently applied in 332 F. Supp. 2d 1193 - Hicks v. American Heritage Life Insurance (June 2004)
Effective: 28 Aug 1939; (RSMo 1939 § 5843); Prior revisions: 1929 § 5732; 1919 § 6142; 1909 § 6937
How often courts cite this section
Court decisions citing this, by year. The dip in the last several years is a data-coverage gap, not a real trend — our corpus holds fewer opinions from the most recent years, so recent citations are undercounted.
Official source: Missouri Revisor of Statutes. Reproduced from public-domain Missouri statutes; confirm against the official source for the current text. Not legal advice.