It shall not be considered a violation of any law that requires an application for credit to be processed within a specified time frame if a creditor is unable to meet this time frame because of inability to access a credit report due to a security freeze.
Mo. Rev. Stat. § 407.1385
Processing of applications for credit — effect of security freeze
Known as the Credit User Protection Law
The act spans §§ 407–407 (316 sections).
Effective: 28 Aug 2008; (L. 2008 H.B. 1384 and H.B. 2157)
Official source: Missouri Revisor of Statutes. Reproduced from public-domain Missouri statutes; confirm against the official source for the current text. Not legal advice.