1. In addition to such other powers as may be prescribed by sections 443.701 to 443.893, the director may promulgate rules consistent with the purpose of sections 443.701 to 443.893, including, but not limited to:
(1) Such rules in connection with the activities of licensees as may be necessary and appropriate for the protection of consumers in this state;
(2) Such rules as may be necessary and appropriate to define improper or fraudulent business practices in connection with the activities of licensees;
(3) Such rules as may define the terms used in sections 443.701 to 443.893 and as may be necessary and appropriate to interpret and implement the provisions of sections 443.701 to 443.893; and
(4) Such rules as may be necessary for the enforcement of sections 443.701 to 443.893.
2. The director may make such specific ruling, demands and findings as the director may deem necessary for the proper conduct of the mortgage lending industry.