Nothing in this chapter shall apply to the sale or issuance or delivering of checks by:
Any financial institution whose deposits are insured by any agency of the United States government or any trust company authorized to do business in this state;
The government of the United States or any department or agent thereof;
The State of Mississippi or any municipal corporation, county or other political subdivision of this state;
Agents of a licensee, as provided for in Section 75-15-17, provided that this exemption shall apply only to the agent’s acts on behalf of the licensee and this exemption shall not exempt the agent from the provisions of this chapter where he conducts money transmissions for his own account;
Attorneys-at-law, as to checks issued in the regular course of the practice of law;
Persons not carrying on the trade or business of money transmission, this exemption is intended to include persons who conduct money transmissions only as an incidental act to another trade or business regularly carried on by them and persons who only occasionally and infrequently conduct money transmissions for another person; or
The Nationwide Mortgage Licensing System and Registry for mortgage brokers, mortgage lenders and mortgage loan originators.