A secured party does not owe a duty based on its status as secured party:
(1) To a person that is a debtor or obligor, unless the secured party knows:
(2) To a secured party or lienholder that has filed a financing statement against a person, unless the secured party knows:
That the person is a debtor or obligor;
The identity of the person; and
How to communicate with the person; or
That the person is a debtor; and
The identity of the person.