Chapter
Interest, Finance Charges, and Other Charges
- Miss. Code Ann. § 75-17-1— Legal rates of interest and finance charges
- Miss. Code Ann. § 75-17-3— Evasion of six percent interest law; interest forfeited if higher rate secretly exacted
- Miss. Code Ann. § 75-17-5— Discount, interest, bank issues
- Miss. Code Ann. § 75-17-7— Interest on judgments and decrees
- Miss. Code Ann. § 75-17-9— Partial payments applied
- Miss. Code Ann. § 75-17-11— Rate of interest, amount of finance charge or rate of finance charge where specified to be paid at period of less than one year; payment earlier than final maturity; computation of interest upon prepayment of note; usurious rates; notes containing final balloon payment
- Miss. Code Ann. § 75-17-13— Liability for issuance of unsolicited credit cards; penalty for collection of excessive finance charge
- Miss. Code Ann. § 75-17-15— Small Loan Regulatory Law and Small Loan Privilege Tax Law Licensees; default charge; application of payments
- Miss. Code Ann. § 75-17-17— Law governing loans made or credit extended prior to July 1, 1974
- Miss. Code Ann. § 75-17-19— Finance charges for credit extended pursuant to revolving charge agreement; annual fees for membership in credit card plan; late payment charges; billing and collection of finance charges; finance charges for closed end credit sales; issuer and debtor may agree to certain terms; 30-day’s notice to debtor of any modification of terms
- Miss. Code Ann. § 75-17-21— Maximum finance charges by licensees under Small Loan Regulatory Law and Small Loan Privilege Tax Law; lender option to use rates under this section or Section 75-67-181
- Miss. Code Ann. § 75-17-23— Maximum finance charges in connection with sales of factory manufactured moveable homes
- Miss. Code Ann. § 75-17-25— Meaning of “finance charge”; exclusion of prepayment penalties and default charges; effect of excessive finance charge
- Miss. Code Ann. § 75-17-27— Late payment charges
- Miss. Code Ann. § 75-17-29— Prohibition against use of multiple agreements to obtain excessive finance charge
- Miss. Code Ann. § 75-17-31— Limitations on prepayment penalties with respect to loans for certain real estate
- Miss. Code Ann. § 75-17-33— Announcement of discount rates and indices by Commissioner of Banking and Consumer Finance; recording of maximum finance charge rates
- Miss. Code Ann. § 75-17-35— Computation of interest on refunds of excess rates by public utilities
- Miss. Code Ann. § 75-17-101— Maximum interest rate on general obligation and limited obligation tax bonds
- Miss. Code Ann. § 75-17-103— Maximum interest rate on revenue bonds
- Miss. Code Ann. § 75-17-105— Maximum interest rate on tax anticipation notes
- Miss. Code Ann. § 75-17-107— Maximum interest rate on interim financing in anticipation of confirmed grant or loan