Chapter

Loans

Miss. Code Ann. § 75-67-1— Pawnbrokers; application of article to
Miss. Code Ann. § 75-67-3— §§ 75-67-3 through 75-67-37. Repealed
Miss. Code Ann. § 75-67-39— Interest charges with respect to monthly or weekly installment loans
Miss. Code Ann. § 75-67-41— Loan paid before maturity; how
Miss. Code Ann. § 75-67-101— Purpose of article
Miss. Code Ann. § 75-67-103— Definitions
Miss. Code Ann. § 75-67-105— License required
Miss. Code Ann. § 75-67-107— Responsibility for administering provisions of Article 3
Miss. Code Ann. § 75-67-109— Misleading advertising
Miss. Code Ann. § 75-67-111— Licensees to keep records; requirements as to
Miss. Code Ann. § 75-67-113— Access to records, etc
Miss. Code Ann. § 75-67-115— Expenses of examinations; paid by licensee
Miss. Code Ann. § 75-67-117— Repealed
Miss. Code Ann. § 75-67-119— Penalties for imposition of excessive finance charges
Miss. Code Ann. § 75-67-120— Deferral of installment of loan made by small loan licensee; charge for deferral; rules and regulations
Miss. Code Ann. § 75-67-121— Recording and attorney’s fees; insurance premiums; licensee may offer borrower opportunity to purchase auto club membership under certain circumstances
Miss. Code Ann. § 75-67-122— Authorization for small loan licensees to charge and collect bad check charge
Miss. Code Ann. § 75-67-123— Certain charges excluded from maximum allowable finance charge
Miss. Code Ann. § 75-67-125— Repealed
Miss. Code Ann. § 75-67-127— Requirements for making and payment of loans; confession of judgment; incomplete instruments; penalty
Miss. Code Ann. § 75-67-129— Rules and regulations
Miss. Code Ann. § 75-67-131— Injunction for violation of article
Miss. Code Ann. § 75-67-133— Prior obligations not impaired
Miss. Code Ann. § 75-67-135— Exemptions
Miss. Code Ann. § 75-67-137— Licensee; freedom from liability
Miss. Code Ann. § 75-67-139— Municipal and county ordinances void if overly restrictive
Miss. Code Ann. § 75-67-175— Short title
Miss. Code Ann. § 75-67-177— License required; lender option to use rates under Section 75-17-21 or Section 75-67-181
Miss. Code Ann. § 75-67-179— Definitions; computation of time for calculation of interest; loan payments; loans not to exceed percentage of consumer’s income
Miss. Code Ann. § 75-67-181— Finance charge in lieu of interest on certain loans
Miss. Code Ann. § 75-67-183— Rules and regulations; injunction for violation of article
Miss. Code Ann. § 75-67-185— Licensee; freedom from liability
Miss. Code Ann. § 75-67-201— Title of article
Miss. Code Ann. § 75-67-203— Definitions
Miss. Code Ann. § 75-67-205— License required
Miss. Code Ann. § 75-67-207— Responsibilities for administration of Article 5
Miss. Code Ann. § 75-67-209— Application for license or renewal license
Miss. Code Ann. § 75-67-211— Bond required
Miss. Code Ann. § 75-67-213— Annual license fee
Miss. Code Ann. § 75-67-215— Penalties
Miss. Code Ann. § 75-67-217— Procedure when application is filed; issuance or denial of license generally; prohibition against issuance of licenses to banks, trust companies, etc
Miss. Code Ann. § 75-67-219— Return of bond and fees upon denial of application for license
Miss. Code Ann. § 75-67-221— Hearing when license denied
Miss. Code Ann. § 75-67-223— Procedure at the hearing
Miss. Code Ann. § 75-67-225— Review of adverse decision
Miss. Code Ann. § 75-67-227— Forms of license
Miss. Code Ann. § 75-67-229— Additional licenses and changes of location
Miss. Code Ann. § 75-67-231— Preservation of records
Miss. Code Ann. § 75-67-233— Additional bonds; when required
Miss. Code Ann. § 75-67-235— Discontinuance of business and surrender of license
Miss. Code Ann. § 75-67-237— Revocation of license; procedure and review by court
Miss. Code Ann. § 75-67-239— Disposition of funds collected under Article 5
Miss. Code Ann. § 75-67-241— Exemptions
Miss. Code Ann. § 75-67-243— Rules and regulations
Miss. Code Ann. § 75-67-244— Commissioner authorized to examine persons suspected of conducting business requiring a license
Miss. Code Ann. § 75-67-245— Licensee; freedom from liability
Miss. Code Ann. § 75-67-247— Municipal and county ordinances void if overly restrictive
Miss. Code Ann. § 75-67-301— Short title
Miss. Code Ann. § 75-67-303— Definitions
Miss. Code Ann. § 75-67-305— Information required to be recorded on pawn ticket; detailed recording of transactions required
Miss. Code Ann. § 75-67-307— Information required to be pre-printed on pawn ticket
Miss. Code Ann. § 75-67-309— Statement pledgor or seller is rightful owner; pawnbroker to maintain record of transactions to law enforcement agencies; electronic reporting of transactions to law enforcement agencies; time limit for resale
Miss. Code Ann. § 75-67-311— Redemption of pledged goods; failure to redeem
Miss. Code Ann. § 75-67-313— Pawnshop charge; limit on interest, charges and fees
Miss. Code Ann. § 75-67-315— Prohibited acts of pawnbrokers, and clerks, agents or employees of pawnbroker
Miss. Code Ann. § 75-67-317— Redemption or repurchase of pledged goods; liability of pawnbroker for lost or damaged pledged goods; lost, destroyed or stolen pawn ticket
Miss. Code Ann. § 75-67-319— Lien by pawnbroker; waiting period
Miss. Code Ann. § 75-67-321— License required to engage in business as pawnbroker; license fee; penalty for late payment of fee
Miss. Code Ann. § 75-67-323— Eligibility requirements for license; posting of license and sign in conspicuous place; prelicensing education requirement
Miss. Code Ann. § 75-67-325— Suspension or revocation of license; conditional license; surrender of license; reinstatement of license; enforcement by Commissioner of Banking
Miss. Code Ann. § 75-67-327— Application for new pawnshop license, transfer of existing license or approval for change in ownership
Miss. Code Ann. § 75-67-329— Confiscation of pledged or purchased goods
Miss. Code Ann. § 75-67-331— Penalty for failure to secure a license
Miss. Code Ann. § 75-67-333— Additional civil and criminal penalties for violations of this article; injunctions
Miss. Code Ann. § 75-67-334— Authority of commissioner to examine persons suspected of violating licensure requirements
Miss. Code Ann. § 75-67-335— Liability of rightful owner to pawnbroker where pledged goods are found to be stolen; restitution awarded upon successful prosecution
Miss. Code Ann. § 75-67-337— Severability provision
Miss. Code Ann. § 75-67-339— Time limit for existing pawnbrokers to apply for license and pay fee
Miss. Code Ann. § 75-67-341— Authority of Commissioner of Banking to develop forms; commissioner may examine records without notice
Miss. Code Ann. § 75-67-343— Authority of municipalities to enact ordinances complying with, but not more restrictive than, provision of this article
Miss. Code Ann. § 75-67-401— Title
Miss. Code Ann. § 75-67-403— Definitions [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-405— Title pledge transaction form
Miss. Code Ann. § 75-67-407— Information to be included on title pledge transaction forms
Miss. Code Ann. § 75-67-409— Verification statement; record of transactions of pledged property
Miss. Code Ann. § 75-67-411— Right to redeem pledged property; failure to redeem
Miss. Code Ann. § 75-67-413— Title pledge service charge; extension of title pledge transaction period; additional payments on same pledged property to be evidenced by separate title pledge agreement
Miss. Code Ann. § 75-67-415— Prohibited actions of title pledge lender
Miss. Code Ann. § 75-67-417— Presentation of title pledge transaction form; lost, destroyed, or stolen forms
Miss. Code Ann. § 75-67-419— License requirements for title pledge lender; annual fees; temporary license
Miss. Code Ann. § 75-67-421— Eligibility requirements for title pledge lender license
Miss. Code Ann. § 75-67-423— Grounds for suspension of license; notice and hearing requirements
Miss. Code Ann. § 75-67-425— Oath required for new or transferred license; application; contents of application
Miss. Code Ann. § 75-67-427— Prerequisites to confiscating pledged property
Miss. Code Ann. § 75-67-429— Penalties for operating title pledge office without a license
Miss. Code Ann. § 75-67-431— Penalties for violation of chapter
Miss. Code Ann. § 75-67-433— Stolen pledged property
Miss. Code Ann. § 75-67-435— Administration of chapter; examination of books and records
Miss. Code Ann. § 75-67-437— Time period for application for license
Miss. Code Ann. § 75-67-439— Complying or conflicting municipal ordinance
Miss. Code Ann. § 75-67-441— Severability
Miss. Code Ann. § 75-67-443— Hiring of employees
Miss. Code Ann. § 75-67-445— Advertising, displaying, or publishing false or misleading statements prohibited
Miss. Code Ann. § 75-67-447— Commissioner authorized to examine persons suspected of conducting business requiring a license
Miss. Code Ann. § 75-67-449— Liability of licensees
Miss. Code Ann. § 75-67-501— Short title
Miss. Code Ann. § 75-67-503— Definitions
Miss. Code Ann. § 75-67-505— Licensing requirements [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-507— Exemptions
Miss. Code Ann. § 75-67-509— Applicant eligibility requirements
Miss. Code Ann. § 75-67-511— Application form
Miss. Code Ann. § 75-67-513— Investigations, findings and posting of licenses
Miss. Code Ann. § 75-67-515— Licensee duties; regulations; examination of books and records
Miss. Code Ann. § 75-67-516— Licensee prohibited from advertising, displaying, or publishing false or misleading statements
Miss. Code Ann. § 75-67-517— Maximum fees; advancing monies; time to deposit check
Miss. Code Ann. § 75-67-519— Deferred and delayed deposits; licensee to provide consumer education pamplet to customer
Miss. Code Ann. § 75-67-521— Suspending or revoking license; reinstatement; notice to law enforcement
Miss. Code Ann. § 75-67-523— Investigative powers and examinations
Miss. Code Ann. § 75-67-525— Engaging in business without license; penalty
Miss. Code Ann. § 75-67-527— Violations; criminal and civil penalties; enforcement; order to refrain; injunctions; bond forfeiture
Miss. Code Ann. § 75-67-529— Severability
Miss. Code Ann. § 75-67-531— Application deadline for existing businesses
Miss. Code Ann. § 75-67-533— Forms
Miss. Code Ann. § 75-67-535— Municipal ordinances
Miss. Code Ann. § 75-67-537— Commissioner employees and funds authorized for enforcement
Miss. Code Ann. § 75-67-539— Repealed
Miss. Code Ann. § 75-67-601— Short title [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-603— Definitions [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-605— Licensing requirements [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-607— Exemptions [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-609— Applicant eligibility requirements [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-611— Application form [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-613— Investigations, findings and posting of licenses [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-615— Licensee duties; regulations; examinations of books and records [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-617— Advertising, displaying or publishing false or misleading statements prohibited [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-619— Fees and charges; method of computation [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-621— Licensee to provide account holder with a written explanation of fees and charges [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-623— Suspending or revoking license; reinstatement; notice to law enforcement [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-625— Investigative powers and examinations [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-627— Engaging in business without license; penalty [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-629— Violations; criminal and civil penalties; enforcement; order to refrain; injunctions; bond forfeiture [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-631— Severability
Miss. Code Ann. § 75-67-633— Municipal ordinances [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-635— Commissioner employees and funds authorized for enforcement [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-637— Liability of licensees [Repealed effective July 1, 2022]
Miss. Code Ann. § 75-67-639— Repeal of Sections 75-67-601 through 75-67-639, and Sections 75-67-403 and 75-67-505 [Repealed effective July 1, 2022]