A debt service management provider may only charge a consumer the following fees for providing debt management services:
A maintenance fee not to exceed Thirty Dollars ($30.00) per month after a consumer has received a free initial counseling session;
A one-time setup fee not to exceed Seventy-five Dollars ($75.00);
A fee for obtaining the consumer’s credit report not to exceed Fifteen Dollars ($15.00) for an individual report or Twenty-five Dollars ($25.00) for a joint report;
A fee not to exceed Fifty Dollars ($50.00) for educational courses/products that will assist the consumer in achieving financial stability. Products shall be educational in nature and may include, but not be limited to, the following topics: Home Buyer Education, Financial Literacy Education, and Credit Report Review. However, the consumer must be informed that those courses and products are not a mandatory condition to receive debt management services; and
A bankruptcy consultation fee, not to exceed Fifty Dollars ($50.00) per consumer, may be charged by nonprofit credit counseling agencies approved by the U.S. Trustees pursuant to 11 USC Section 111.