The purpose of this part is to:
(1) promote the public interest;
(2) promote the availability of long-term care insurance;
(3) protect applicants for long-term care insurance from unfair or deceptive sales or enrollment practices;
(4) establish standards for long-term care insurance;
(5) facilitate public understanding and comparison of long-term care insurance policies; and
(6) facilitate flexibility and innovation in the development of long-term care insurance coverage.