(1) This part must be interpreted and construed to effectuate the following express legislative purposes:
(a) to promote the availability of health insurance coverage to small employers regardless of health status or claims experience;
(b) to prevent abusive rating practices;
(c) to require disclosure of rating practices to purchasers;
(d) to establish rules regarding renewability of coverage;
(e) to establish limitations on the use of preexisting condition exclusions;
(f) to provide for the development of basic and standard health benefit plans to be offered to all small employers;
(g) to provide for the establishment of a reinsurance program; and
(h) to improve the overall fairness and efficiency of the small employer health insurance market.
(2) This part is not intended to provide a comprehensive solution to the problem of affordability of health care or health insurance.