(1) The commissioner and the department may by rule adopt requirements for certification of long-term care insurance policies and certificates. These requirements may include but are not limited to:
(a) minimum levels and durations of benefits;
(b) mandatory inflation protection;
(c) mandatory home and community care coverage;
(d) case management; and
(e) procedures for the insured to appeal a denial of benefits.
(2) The commissioner and the department shall review long-term care insurance policies and certificates to determine whether policies and certificates meet the requirements for certification pursuant to this section.