(1) A person may not operate a golf cart on a public street or highway open to the public unless the operation is specifically authorized by ordinance or regulation passed by the local governing body of the county, city, or town for a public street or highway under its jurisdiction.
(2) A person operating a golf cart under this section must have a valid driver's license.
(3) A golf cart may not be operated on a public street or highway when permitted by this section unless it is equipped with:
(a) at least one and not more than two headlamps;
(b) at least one taillamp;
(c) at least one reflector;
(d) stop lamps;
(e) a horn; and
(f) a mirror that reflects to the driver a view of the highway.
(4) Except as provided in 61-3-321, a golf cart is exempt from titling, registration, and mandatory liability insurance requirements under this title.