Article

The Secure and Fair Enforcement Mortgage Licensing Act

N.C. Gen. Stat. § 53-244.010— Title
N.C. Gen. Stat. § 53-244.020— Purpose and construction
N.C. Gen. Stat. § 53-244.030— Definitions
N.C. Gen. Stat. § 53-244.040— License and registration requirements
N.C. Gen. Stat. § 53-244.050— License and registration application; claim of exemption
N.C. Gen. Stat. § 53-244.060— Issuance of license or registration
N.C. Gen. Stat. § 53-244.070— Educational requirements for mortgage loan originators
N.C. Gen. Stat. § 53-244.080— Testing requirements for mortgage loan originators
N.C. Gen. Stat. § 53-244.090— Application fees
N.C. Gen. Stat. § 53-244.100— Active license or registration requirements and assignability
N.C. Gen. Stat. § 53-244.100A— Assessments
N.C. Gen. Stat. § 53-244.101— License and registration renewal
N.C. Gen. Stat. § 53-244.102— Continuing education for mortgage loan originators
N.C. Gen. Stat. § 53-244.103— Surety bond requirements
N.C. Gen. Stat. § 53-244.104— Minimum net worth requirements
N.C. Gen. Stat. § 53-244.105— Records, addresses, escrow funds, or trust accounts
N.C. Gen. Stat. § 53-244.106— Repealed by Session Laws 2025-43, s. 1, effective October 1, 2025
N.C. Gen. Stat. § 53-244.107— Unique identifier shown
N.C. Gen. Stat. § 53-244.108— Reports
N.C. Gen. Stat. § 53-244.109— Mortgage broker and mortgage lender duties
N.C. Gen. Stat. § 53-244.110— Licensee duties
N.C. Gen. Stat. § 53-244.111— Prohibited acts
N.C. Gen. Stat. § 53-244.112— Criminal penalties for unlicensed activity
N.C. Gen. Stat. § 53-244.113— Regulatory authority
N.C. Gen. Stat. § 53-244.114— Licensure and registration authority
N.C. Gen. Stat. § 53-244.115— Investigation and examination authority
N.C. Gen. Stat. § 53-244.116— Disciplinary authority
N.C. Gen. Stat. § 53-244.118— Rulemaking authority; records
N.C. Gen. Stat. § 53-244.119— Commissioner's participation in nationwide registry
N.C. Gen. Stat. § 53-244.120— Confidentiality of information
N.C. Gen. Stat. § 53-244.121— Review by Banking Commission
N.C. Gen. Stat. § 53-244.122— Emergency powers
N.C. Gen. Stat. § 53-244.141— Definitions
N.C. Gen. Stat. § 53-244.142— Applicability and exclusions
N.C. Gen. Stat. § 53-244.143— Financial condition
N.C. Gen. Stat. § 53-244.144— Corporate governance