Article

General Regulations for Insurance

N.C. Gen. Stat. § 58-3-1— State law governs insurance contracts
N.C. Gen. Stat. § 58-3-5— No insurance contracts except under Articles 1 through 64 of this Chapter
N.C. Gen. Stat. § 58-3-6— Charitable gift annuities
N.C. Gen. Stat. § 58-3-7— Certain accountable care organizations not subject to this Chapter
N.C. Gen. Stat. § 58-3-8— Medical direct primary care agreements not subject to this Chapter
N.C. Gen. Stat. § 58-3-10— Statements in application not warranties
N.C. Gen. Stat. § 58-3-15— Additional or coinsurance clause
N.C. Gen. Stat. § 58-3-20— Group plans other than life, annuity or accident and health
N.C. Gen. Stat. § 58-3-25— Discriminatory practices prohibited
N.C. Gen. Stat. § 58-3-30— Meaning of terms "accident", "accidental injury", and "accidental means"
N.C. Gen. Stat. § 58-3-33— Insurer conditionally required to provide information
N.C. Gen. Stat. § 58-3-35— Stipulations as to jurisdiction and limitation of actions
N.C. Gen. Stat. § 58-3-40— Proof of loss forms required to be furnished
N.C. Gen. Stat. § 58-3-45— Insurance as security for a loan by the company
N.C. Gen. Stat. § 58-3-50— Companies must do business in own name; emblems, insignias, etc
N.C. Gen. Stat. § 58-3-55— Must not pay death benefits in services
N.C. Gen. Stat. § 58-3-60— Publication of assets and liabilities; penalty for failure
N.C. Gen. Stat. § 58-3-65— Publication of financial information
N.C. Gen. Stat. § 58-3-71— Unearned premium reserves
N.C. Gen. Stat. § 58-3-72— Premium deficiency reserves
N.C. Gen. Stat. § 58-3-75— Loss and loss expense reserves of fire and marine insurance companies
N.C. Gen. Stat. § 58-3-81— Loss and loss expense reserves of casualty insurance and surety companies
N.C. Gen. Stat. § 58-3-85— Corporation or association maintaining office in State required to qualify and secure license
N.C. Gen. Stat. § 58-3-100— Insurance company licensing provisions
N.C. Gen. Stat. § 58-3-105— Limitation of risk
N.C. Gen. Stat. § 58-3-110— Limitation of liability assumed
N.C. Gen. Stat. § 58-3-115— Twisting with respect to insurance policies; penalties
N.C. Gen. Stat. § 58-3-120— Discrimination forbidden
N.C. Gen. Stat. § 58-3-121— Discrimination against coverage of certain bones and joints prohibited
N.C. Gen. Stat. § 58-3-122— Anesthesia and hospital charges necessary for safe and effective administration of dental procedures for young children, persons with serious mental or physical conditions, and persons with significant behavioral problems; coverage in health benefit plans
N.C. Gen. Stat. § 58-3-125— Repealed by Session Laws 1999-132, s. 1.1
N.C. Gen. Stat. § 58-3-130— Insurance producer, adjuster, etc., acting without a license or violating insurance law
N.C. Gen. Stat. § 58-3-135— Certain insurance activities by lenders with customers prohibited
N.C. Gen. Stat. § 58-3-137— Prohibition on provisions relating to replacement cost estimators
N.C. Gen. Stat. § 58-3-140— Temporary contracts of insurance permitted
N.C. Gen. Stat. § 58-3-145— Solicitation, negotiation or payment of premiums on insurance policies
N.C. Gen. Stat. § 58-3-147— Credit card guaranty or collateral prohibited
N.C. Gen. Stat. § 58-3-149— Certificates of insurance
N.C. Gen. Stat. § 58-3-150— Forms to be approved by Commissioner
N.C. Gen. Stat. § 58-3-151— Deemer provisions
N.C. Gen. Stat. § 58-3-152— Excess liability policies; uninsured and underinsured motorist coverages
N.C. Gen. Stat. § 58-3-155— Business transacted with insurer-controlled brokers
N.C. Gen. Stat. § 58-3-160— Sale of company or major reorganization; license to be restricted
N.C. Gen. Stat. § 58-3-165— Business transacted with producer-controlled property or casualty insurers
N.C. Gen. Stat. § 58-3-167— Applicability of acts of the General Assembly to health benefit plans
N.C. Gen. Stat. § 58-3-168— Coverage for postmastectomy inpatient care
N.C. Gen. Stat. § 58-3-169— Required coverage for minimum hospital stay following birth
N.C. Gen. Stat. § 58-3-170— Requirements for maternity coverage
N.C. Gen. Stat. § 58-3-171— Uniform claim forms
N.C. Gen. Stat. § 58-3-172— Notice of claim denied
N.C. Gen. Stat. § 58-3-174— Coverage for bone mass measurement for diagnosis and evaluation of osteoporosis or low bone mass
N.C. Gen. Stat. § 58-3-175— Direct payment to government agencies
N.C. Gen. Stat. § 58-3-176— Treatment discussions not limited
N.C. Gen. Stat. § 58-3-177— Uniform prescription drug identification cards
N.C. Gen. Stat. § 58-3-178— Coverage for prescription contraceptive drugs or devices and for outpatient contraceptive services; exemption for religious employers
N.C. Gen. Stat. § 58-3-179— Coverage for colorectal cancer screening
N.C. Gen. Stat. § 58-3-180— Motor vehicle repairs; selection by claimant
N.C. Gen. Stat. § 58-3-181— Synchronization of prescription refills
N.C. Gen. Stat. § 58-3-182— (Effective January 1, 2027) Consumer protections/prescription cost-sharing
N.C. Gen. Stat. § 58-3-185— Lien created for payment of past-due child support obligations
N.C. Gen. Stat. § 58-3-190— Coverage required for emergency care
N.C. Gen. Stat. § 58-3-191— Managed care reporting and disclosure requirements
N.C. Gen. Stat. § 58-3-192— Coverage for autism spectrum disorder
N.C. Gen. Stat. § 58-3-200— Miscellaneous insurance and managed care coverage and network provisions
N.C. Gen. Stat. § 58-3-215— Genetic information in health insurance
N.C. Gen. Stat. § 58-3-220— Mental illness benefits coverage
N.C. Gen. Stat. § 58-3-221— Access to nonformulary and restricted access prescription drugs
N.C. Gen. Stat. § 58-3-223— Managed care access to specialist care
N.C. Gen. Stat. § 58-3-225— Prompt claim payments under health benefit plans
N.C. Gen. Stat. § 58-3-227— Health plans fee schedules
N.C. Gen. Stat. § 58-3-228— Coverage for extra prescriptions during a state of emergency or disaster
N.C. Gen. Stat. § 58-3-230— Uniform provider credentialing
N.C. Gen. Stat. § 58-3-231— Payment under locum tenens arrangements
N.C. Gen. Stat. § 58-3-235— Selection of specialist as primary care provider
N.C. Gen. Stat. § 58-3-240— Direct access to pediatrician for minors
N.C. Gen. Stat. § 58-3-241— Healthcare services provided by pharmacists
N.C. Gen. Stat. § 58-3-245— Provider directories; cost tools for insured
N.C. Gen. Stat. § 58-3-247— Insurance identification card
N.C. Gen. Stat. § 58-3-250— Payment obligations for covered services
N.C. Gen. Stat. § 58-3-255— Coverage of clinical trials
N.C. Gen. Stat. § 58-3-256— Coverage related to organ transplants
N.C. Gen. Stat. § 58-3-260— Insurance coverage for newborn hearing screening mandated
N.C. Gen. Stat. § 58-3-265— Prohibition on managed care provider incentives
N.C. Gen. Stat. § 58-3-270— Coverage for surveillance tests for women at risk for ovarian cancer
N.C. Gen. Stat. § 58-3-275— Closure of a block of business
N.C. Gen. Stat. § 58-3-280— Coverage for the diagnosis and treatment of lymphedema
N.C. Gen. Stat. § 58-3-285— Coverage for hearing aids
N.C. Gen. Stat. § 58-3-290— Nondependent child coverage defined; open enrollment
N.C. Gen. Stat. § 58-3-300— Health insurance issuers subject to certain requirements of federal law