In addition to any other duties imposed upon the commissioner by law, the commissioner shall require mortgage loan originators to be licensed and registered through the nationwide mortgage licensing system and registry. To carry out this requirement, the commissioner may participate in the nationwide mortgage licensing system and registry. For this purpose, the commissioner may establish by rule requirements as necessary, including:
1. Background checks for:
a. Criminal history through fingerprint or other databases;
b. Civil or administrative records;
c. Credit history; or d. Any other information as deemed necessary by the nationwide mortgage licensing system and registry;
2. The payment of fees to apply for or renew licenses through the nationwide mortgage licensing system and registry;
3. The setting or resetting as necessary of renewal or reporting dates; and 4. Requirements for amending or surrendering a license or any other such activities as the commissioner deems necessary for participation in the nationwide mortgage licensing system and registry.